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Serapio lives in the Rupa Rupa district, which is located in the Peruvian jungle. He is 63 years old, but he has the joy and charisma of a 20 year old. He puts forth great effort day to day in his job as a workman with an institution in his city. It is his only source of income in order to be able to get ahead and to pay for the household expenses. He believes that it is going well for him because he is very responsible and very dedicated.

Serapio is grateful to the Kiva lenders. Thanks to the help they have provided him with, he will be able to buy a piece of land where he will be able to build his house. This way he will continue struggling in order to make his big dream a reality. His dream is to have his own house.
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Serapio vive en el distrito de Rupa Rupa, ubicado en la selva Peruana, es un hombre de 63 años, pero tiene la alegría y el carisma de un joven de 20. Día a día se esfuerza mucho en su empleo como obrero en una institución de su ciudad, ya que es su única fuente de ingresos para poder salir adelante y solventar los gastos de su hogar, el cree que le va bien porque es muy responsable y muy dedicado.

Serapio está agradecido con los prestamistas kiva ya que gracias a la ayuda que le han brindado el podrá comprar un terreno en el cual podrá construir su vivienda, así de esta manera el seguirá luchando por hacer realidad su gran sueño:” Tener su casa propia”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Peru

  • $6,715
    Average annual income
  • 68
    View loans »
    Peru Loans Fundraising
  • $54,558,900
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD