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Maria Magdalena
Doña Maria is a 56-year-old woman who is a single mother of three children, who support her with the different activities that she carries out in the fields. She did not complete her primary education. She studied up to the second year, which she was unable to finish owing to a lack of economic resources.

She has been growing and selling coffee for more than 10 years, an occupation taught to her by her father. It was a means of income for her family when she was young, and it remains so today. Her customers are the different buyers who come to the area, and also to the warehouses in the urban zone where her product is sold directly. Her crops are located about 15 minutes from the house where she lives, and every day she travels on foot in order to provide them with special care and prevent damage to her harvest.

Today, she is requesting help for the purchase of supplies such as compost, fertilizers, foliar applications, and similar items, in order to maintain her crops. With this support she will be able to protect her coffee plants and vegetables, and have more protection against pests and such.

Doña Maria has a little goal, which is to buy and sell pigs. Her idea is to be able to purchase 10 young pigs with her earnings, in order to fatten them up and sell them in her community, improving on the price and quality of the competition. Also, she wants to improve her crops day by day, in order to increase the variety and quality of her harvests a little more, and continue strengthening her family’s resources.
View original language description ↓
Doña Maria es una mujer de 56 años de edad madre soltera de 3 hijos los cuales son los que apoyan en las diferentes actividades que se realizan en el campo. Ella tiene un grado de educación primario incompleto cursado hasta su segundo año que por falta de recursos económicos no pudo terminar. Desde hace más de 10 años se dedica al cultivo y comercio de café actividad que fue enseñada por su padre y medio de ingreso económico en su juventud para su familia y hoy en día no es la excepción. Sus clientes son los diferentes compradores que llegan a la zona y también las bodegas en la zona urbana donde es vendido su producto directamente. Sus cultivos están ubicados a 15 minutos de su casa de habitación al cual se trasladan diariamente caminando para dar asistencia técnica a sus cultivos y evitar daños en sus cosechas.
Hoy en día ella solicita ayuda para la compra de insumos como ser: abono, fertilizantes, foliares entre otros para el mantenimiento de sus cultivos ya que con este apoyo podrá proteger sus cultivos de café y hortalizas y estará más seguro de plagas entre otros. Doña Maria tiene un pequeño proyecto encaminado a la compra venta de cerdos y su idea es poder por medio de las ganancias obtenidas comprar 10 cerditos para engorde y venta en su comunidad mejorando los precios y calidad de la competencia. También mejorar día a día sus cultivos poder incrementar un poco más sus cosechas en variedad y calidad y seguir fortaleciendo el patrimonio familiar.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

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About Honduras

  • $4,200
    Average annual income
  • 53
    View loans »
    Honduras Loans Fundraising
  • $8,008,900
    Funds lent in using Kiva
  • 19.2
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,325 helped Maria Magdalena to purchase agricultural supplies in order to take care of her coffee crop.
0% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 18, 2014
Listed
Mar 29, 2014
Currency Exchange Loss:
Possible