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Ann Islamia Shg Group
In this Group: Salma, Minar, Sairun, Reshma, Asama, Rubi, Mamina, Annarkali, Asnara, Sabratun, Samsud
A portion of this group loan will go to support Salma. She is the president of “Ann Islamia SHG" self-help group, and is pictured here as the lady seated with her hand raised. Most of the women in her group are working in dairy farming or own other small businesses in their village in Odisha, a state on the eastern coast of India.

With her portion of the loan, Salma will buy more cows to increase her dairy farming business. Her husband works as a florist in the village, and they both support their one child together. After this loan, Salma will be able to be more independent and help give her family a better standard of living.

Salma is an entrepreneur at heart and has big dreams of one day owning a large dairy farm. All the members of this group are belong to same community. The women in the group also plan to save the money they earn from expanding their businesses to buy a food processing machine, which they can all use to make spices and pickle vegetables together.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 26
    View loans »
    India Loans Fundraising
  • $5,655,475
    Funds lent in using Kiva
  • 59.8
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Ann Islamia Shg Group's $4,600 loan helped a member to purchase more cows to increase her dairy farming business.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Mar 9, 2014
May 1, 2014
Currency Exchange Loss: