Update on NataliyaNataliya is married. She has a daughter. Her small family lives in the city of Pavlograd. Nataliya has her own business.
Nataliya sells women's coats and jackets. Her shop is located in a favorable location. Nataliya has been in this business for more than 8 years. She is a hardworking woman. Nataliya is also courteous to her customers. The revenue from this business plays a big role in her family's budget.
Nataliya has already used KIVA loans. She considers them beneficial to her business. Thanks to her last KIVA loan, Nataliya was able to buy necessary merchandise on time and, as a result, received additional revenue for her family.
This time, Nataliya is requesting a loan in the amount of 40,000 hryvnia (UAH) to buy new coats and jackets for the spring season.
Наталья продает женские пальто, куртки. Торговая точка расположена в удачном месте. Занимается Наталья этим делом более 8 лет. Она трудолюбива. Наталья также вежлива по отношению к клиентам. Доход ее бизнеса играет большую роль в бюджете семьи.
Наталья уже прользовалася КИВА кредитами. Она считает их выгодными для своего бизнеса. Благодаря предыдущему КИВА кредиту Наталья смогла вовремя приобрести необходимы товар и в результате получить дополнительную прибыль для своей семьи.
В этот раз Наталья просит предоставить ей кредит в сумме 40,000 гривен на приобретение новых пальто и курточек к весеннему сезону.
Previous Loan DetailsNatalya is married and has a daughter. Their small family lives in the town of Pavlograd. Natalya has her own business. She sells women's coats and jackets. Her retail outlet is located in a successful place. Natalya has been involved in this business for over 7 years. She is a hard-working… More from Nataliya's previous loan »
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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