Update on LuizaLuiza sells children's toys. She has used a KIVA loan before. Thanks to her last loan, Luiza was able to renovate her kiosk and make it more enticing to customers.
Luiza has been in the sales business for 19 years already. Luiza likes working with her current merchandise and would like to further develop her business and receive additional profits from the sales. Luiza is requesting a loan to buy a shipment of children's games. She plans to open a second store.
Луиза торгует уже 19 лет. Луизе нравится работать с данным товаром и она хотела бы и в дальнейшем развивать свой бизнес, получив дополнительную прибыль от продаж. Луиза просит предоставить ей кредит для закупки партии детских игрушек. В ее планах - открытие второй торговой точки.
Previous Loan DetailsLuiza is married and has two daughters. Their family lives in Melitopol. Luiza sells children’s toys at one of the local markets in her native town. She has been in sales for 17 years. A long work experience and enthusiasm for her work help Luiza to manage her business efficiently. Over time, Lui... More from Luiza's previous loan »
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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