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Irina

Update on Irina

Irina is divorced. She lives with her youngest son and is a businesswoman. Irina sells women's clothing and shoes through traveling sales. She has a minibus which she uses to travel to neighboring towns and villages and sell her merchandise. Irina also goes to Odessa 2 to 3 times per month to buy merchandise. Irina has enough sale experience, very fast-selling merchandise, loyal customers and reasonable prices. Irina is requesting a loan to buy women's spring clothing and shoes. Irina plans to earn additional profits in order to improve her living conditions.
View original language description ↓
Ирина в разводе. Она живет с младшим сыном и занимается бизнесом. Ирина продает женскую одежду и обувь на выездной торговле. У нее есть микроавтобус, на котором она ездит по близним населенным пунктам и продает товар. Также Ирина сама ездит на закупку товара в Одессу 2-3 раза в месяц. Ирина имеет достаточный опыт торговли, доступный ходовой товар, постоянных клиентов и померную цену. Ирина просит предоставить ей кредит для закупки женской весенней одежды и обуви. Ирина планирует заработать дополнительную прибыль улучшить свои жилищные условия.

Previous Loan Details

Irina is divorced. She has a grown son, Vladislav. Irina runs a small vending business selling men’s and women’s footwear in the markets of the Kherson region. Sixteen years ago Irina was forced to find ways to feed her family and this is when she ventured to start a business selling footwear. Cu... More from Irina's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

Tags

About Ukraine

  • $8,000
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,208,075
    Funds lent in using Kiva
  • 10.3
    Ukraine Hryvnia (UAH) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $3,875 helped Irina to purchase women's clothing and shoes for retail sale.
60% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 20, 2014
Listed
Mar 23, 2014
Currency Exchange Loss:
Possible
Ended:
Feb 20, 2015