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Carmen Mercedes
This story begins 29 years ago when a little girl named Carmen Mercedes was born. Her family consisted of a mother, a father, four sisters, a brother, and herself, and she had a happy childhood and adolescence. When she was just 16 years old, she met the boy who would become her husband, and in the beginning, everything was beautiful. But as time went on, he got to know many women, and more than once he deceived Carmen and hurt her. From this 13-year relationship, they had three lovely children: two boys and a girl, who are the engine behind everything that drives Carmen. All that she wants is to get her children ahead. After 13 years together and 6 years of marriage, Carmen learned her husband had been unfaithful to her with the woman who was to be the godmother of their youngest child.

This was in 2011. When she kicked him out, she was left alone with three children, without work or income, now that he was gone. Her parents were watching out for her and the children, though, and her oldest sister learned about a new class in the neighborhood, which Carmen took as a way out of her isolation since it was nearby and she was able to save on bus fare. The class was about sewing, and she learned to run a flat sewing machine. It was her way out of all the pain, anguish, and helplessness that her husband and the father of her children had left behind him. In her class, she made a lot of friends who helped her to forget her reality. One special woman in particular helped her get a job in a hospital as a custodian. From there she was able to get a new job as a security guard.

Life changed and she was able to meet her household obligations. She continued to save so that she could one day buy her own home, as she had been saving throughout her marriage (unknown to him). But her chief goal has always been to see her children become professionals, and to make that happen, she began looking for other options for schooling. She found out about CampoAlto through some students who worked at the hospital where she did. One of the professors gave her some information and she decided to enroll and reach out for one of the dreams she had never been able to achieve while she was keeping house for her husband. She made a sound decision: the decision to begin to live. Lost time can never be recovered, but she started school to show that there are no impossible things nor incapable people.

For now, she is achieving one of her dreams, that of studying for what she has always wanted to become, a nurse's aid. In October 2013 she enrolled, and her greatest desire is to graduate and serve the most needed people in the health field, doing so with professionalism. She will learn and show the entire world, including her ex-husband, that a person's dreams and what it takes to achieve them are worth the effort. She also hopes that her children will realize that nothing is impossible, regardless of circumstances.

She needs Kiva's collective help, since her expenses are considerable, not just for tuition but also those that her three children generate. It's a little complicated for her to pay all of her bills, but with the loan from Kiva, she can save part of her money and use it towards her or her childrens' expenses.
View original language description ↓
Hace 29 años inicia esta historia, de una niña llamada Carmen Mercedes la cual tiene 5 hermanos con ella son 6 la familia está conformada por mamá, papá 4 hermanas 1 hermano, la niñez y adolescencia fueron muy bonitas, solo que al cumplir 16 años conoció al que iba a ser el esposo, todo fue muy bonito al iniciar la relación, Pero al pasar el tiempo el conoció a muchas mujeres y más de una vez la engaño y le hizo daño, de esta relación de 13 años quedaron tres hermosos hijos dos niños 1 niña, los cuales son el motor de esta mujer que lo único que quiere es sacar los hijos adelante ya que después de 13 años de estos 6 de casada se entera que le estaba siendo infiel con la que iba a ser la madrina del último hijo.
Esto fue en el año 2011, al enterarse lo saca de la casa, queda sola con los tres hijos, sin trabajo y mercado ya que él no lo hacía, los padres estaban muy pendientes de ella y los niños, la hermana mayor se entera que hay un nuevo curso en el barrio y así que inicia este estudio para que salga de ese encierro, ella lo acepta, ya que es cerca y se ahorra lo de los buces, es un curso de modistería allí ella aprende a manejar maquina plana, y es la salida de tanto dolor, angustia e impotencia por haber perdido a el esposo y padre de los hijos, así ella en este curso encuentra muchas amistades que la hacen olvidar la realidad, pero hay una mujer en especial, la cual le ayuda a conseguir trabajo en un hospital como aseadora, de allí ella sale a ejercer un nuevo trabajo y es el de guarda de seguridad.
La vida cambia, ya que puede suplir las obligaciones del hogar, ella sigue ahorrando para algún día tener la casa propia, pues ella ahorraba desde que estaba con el papa de los hijos, pero el nunca se entero, ella lo único que quiere es que los hijos sean unos profesionales, por esto es que ella busca alternativas de estudio y se entera de la institución de campo alto Por unos estudiantes del mismo instituto que van a realizar prácticas en el hospital donde ella trabaja. Una de las profesora le da los datos y es cuando ella decide matricularse y alcanzar uno de los sueños que no había hecho realidad por estar cerca a el esposo y dedicarse al hogar, pero al pasar todo esto ella toma una buena decisión y es empezar a vivir, pues el tiempo perdido ya no se puede recuperar, y así estudia para demostrar que no hay cosas imposibles si no seres incapaces. .
Por el momento ella solo está cumpliendo uno de los sueños, que es estudiar lo que ella siempre ha querido, Auxiliar De Enfermería, en octubre del 2013 se matriculo y el anhelo más grande es graduarse y así poder ejercer lo que toda la vida ha anhelado, servirle a la gente más necesitada en el área de la salud ,y ejercerlo con profesionalismo, aprender y demostrarle a todo el mundo incluyendo a el ex esposo que todo lo que uno sueña y sufre obteniéndolo vale la pena y también para que los hijos se den cuenta que no hay nada imposible a pesar de las circunstancias.
Ella necesitaría del convenio con kiva, ya que los gastos que ella tiene sola son bastantes, ademas de los gastos que le generan los tres hijos, es un poco complicado para ella poder pagar el valor total de las cuotas, con el subsidio que le puede dar kiva ella se puede economizar una parte del dinero que paga y ese dinero utilizarlo en los gastos que ella tenga o los hijos.

Additional Information

More information about this loan

This loan will help a CampoAlto student pay a semester's tuition. With seven branches throughout Bogota, Colombia, CampoAlto tailors educational programs for socially marginalized students. Each of these courses lasts three semesters on average and includes specialized training and internship placement to help students secure jobs after graduation.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About CampoAlto

CampoAlto is a for-profit education institute that offers a variety of classes to students from socially or economically marginalized groups, including women, ethnic minorities, displaced populations, disabled individuals, and those living below the poverty line. Kiva funding is being used to pay tuition for students who couldn’t otherwise afford to attend classes.

Because CampoAlto’s core business is not purely microfinance, there is some level of additional risk for lenders. For this reason, Kiva has not assigned the institute a risk rating.

Tags

About Colombia

  • $6,070
    Average annual income
  • 177
    View loans »
    Colombia Loans Fundraising
  • $13,090,925
    Funds lent in using Kiva
  • 1,993.2
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Carmen Mercedes pay a semester of tuition toward becoming a nurse's aid.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 5, 2014
Listed
Mar 28, 2014
Currency Exchange Loss:
Possible
Ended:
Jul 24, 2014