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José Alfredo
José is 52 years old. He studied through sixth grade due the financial situation of his family. He is a single father. His partner abandoned them 9 years ago. He has four children but they are all already living in their own homes. Now he lives alone.

José has worked in agriculture since childhood. His father taught him to work from a very young age and he remains always grateful for this as it has served him greatly for supporting his family. He also enjoys caring for livestock. He gets up very early at 4:00 AM to milk two cows and prepare breakfast. He takes advantage of the trip to take his livestock to pasture and stays to work on the crops that he grows. He works six hours and returns at midday to prepare lunch. Later in the afternoon he collects his livestock and prepares to work a while longer.

The loan he is requesting will be invested in sowing 1 hectare of corn, purchasing fertilizer, seed and pesticide.

His dreams are to have 10 milking cows and work only in livestock and to be able to buy a piece of land and build his own house, since he currently lives in someone else's.
View original language description ↓
José tiene 52 años de edad, estudió hasta sexto grado debido a la situación económica de su familia, es padre soltero, su pareja los abandono hace 9 años, tiene 4 hijos pero ya todos viven un sus hogares, ahora vive solo en su casa.

José se dedica a la agricultura desde su infancia, su padre desde muy pequeño le enseñó a trabajar y eso se lo agradece siempre, pues le sirvió mucho para sacar adelante a su familia, además le gusta cuidar el ganado, él se levanta muy temprano a las 4:00 AM para ordeñar dos vacas, prepara su desayuno, y aprovecha el viaje para llevar su ganado al potrero y se queda trabajando en los cultivos que siembra en lo trabaja 6 horas y regresa al mediodía para preparar el almuerzo, luego por la tarde recoge su ganado y se prepara para trabajar un rato mas.

El préstamo que está solicitando será invertido en la siembra de un de 1 hectárea de maíz, comprar abono, semilla y veneno.

Sus sueños son tener 10 vacas lecheras y dedicarse solo al ganado, poder comprar un terreno y construir su propia casa, pues hoy vive en lo ajeno.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 666
    View loans »
    El Salvador Loans Fundraising
  • $24,126,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped José Alfredo to sow 1 hectare of corn, purchase fertilizer, seed and pesticide.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 19, 2014
Listed
Mar 28, 2014
Currency Exchange Loss:
N/A
Ended:
Feb 20, 2015