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This borrower is 20 years old and lives in his own home along with his wife and child. He grows corn and beans. When his crops are ready to be harvested, the output is stored in granaries (like the one shown in the photo) before being sold at different markets near his home. With the profit he earns, the borrower is able to pay for some of his household expenses.

He is requesting a loan in order to buy compost, fertilizers, pest controls, herbicide, and other supplies so that he can continue growing his crops and have a better quality of life.
View original language description ↓
el cliente de 20 años de edad vive en casa propia con sus esposa y su hijo, el se dedica a la cultivo de maíz y frijol, cuando su cosecha ya esta lista la almacena en los graneros que muestra la fotografía para luego comercializarlos en los diferentes mercados que se encuentran cerca de su lugar de residencia, con lo que obtiene de sus ganancias logra solventar algunos gatos de us hogar, el cliente esta solicitando un crédito para la compra de abonos, fertilizantes controles de plagas, herbicidas, etc. para continuar con sus cultivos y asi poder tener una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 859
    View loans »
    El Salvador Loans Fundraising
  • $28,305,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped this borrower to buy compost, fertilizers, pest controls, herbicide, and other supplies.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Mar 6, 2014
Mar 29, 2014
Currency Exchange Loss:
Mar 26, 2015