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Maa Dharani Shg Group
In this Group: Banita, Subhadra, Kanda, Koushalya, Srimati, Dahnabi, Patra, Tripura, Nrupati, Ahalya
Banita is 21 years old, married and has four children. In the picture, the lady seated with her hand raised is Banita. She is a native of the city of Kalahandi, but she lives in the village of Bori in Odisha, India. She is a housewife who is very happy and responsible. She alternates her household activities with her work in her business. She has a business growing vegetables and paddy, which she sells in the market. She has already had this business for two years and it is going very well.

She gathered her neighbors and friends and formed the group Maa Dharani SHG Self Help Group. The members of the group have selected Bandita as their president. At this time, she is requesting a loan to buy fertilizers, seeds and new and advanced tools for farming. She says that this will help her in strengthening the business and responding to client demands.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


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About India

  • $4,000
    Average annual income
  • 159
    View loans »
    India Loans Fundraising
  • $5,369,475
    Funds lent in using Kiva
  • 61.1
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Maa Dharani Shg Group's $2,475 loan helped a member to buy fertilizers, seeds and new and advanced tools for farming.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Mar 8, 2014
Mar 24, 2014
Currency Exchange Loss: