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Sokhna Astou's Group
In this Group: Sokhna Astou, Marie Louise, Binta
The banc villageois to which this group of three women belong was set up on 14 November 2009 and its members come from the same neighbourhood or the local area.

The group members get on well and support each other in their businesses. Binta, pictured sitting on the right of the photo with her hand raised, is 64 years old. She is a widow and the mother of eight children, four of whom are boys.

Binta will use the loan to buy sheets and traditional cloth pagnes, which she sells in the large towns. She passes her goods on to customers, and then returns at the end of the month to collect payment. In this way, she can make a good income: she buys a sheet for 8,000 CFA francs, and resells it for 12,000 CFA francs.

Binta will use the money she makes to increase her savings at the banc villageois and provide for her family.
View original language description ↓
Ce banc villageois dont fait parti ce groupe de 3 femmes a été crée le 14 novembre 2009. Il regroupe des membres qui vivent dans le même quartier et ceux des environs. Les membres vivent dans la bonne entente et sont solidaires entre elles. Leur principale est le commerce.
Binta, assise à droite de la photo et lavant la main est âgée de 64 ans. Elle est veuve et mère de 8 enfants dont 4 garçons.
Avec le prêt elle va acheter des draps et des pagnes, qu'elle revend dans les grandes villes. Elle place ses marchandises chez ses clients et à la fin du mois elle passe récupérer l'argent. Elle réalise ainsi un bénéfices très conséquent, elle achète un drap à 8000f et revend à 12000f.
Avec les bénéfices, elle renforce son épargne dans le banc et prend en charge sa famille.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Senegal

  • $2,300
    Average annual income
  • 35
    View loans »
    Senegal Loans Fundraising
  • $14,085,275
    Funds lent in using Kiva
  • 475.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Sokhna Astou's Group's $2,225 loan helped a member to buy sheets and pagnes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Mar 3, 2014
Mar 25, 2014
Currency Exchange Loss:
Oct 17, 2014