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Nie Y., 49, is married with one child and lives in Phnom Penh, Cambodia. She works out of her home as a medicine seller, making around US $3.50 each day. Her husband is a farmer who grows rice and corn and is able to generate US $2.50 each day as well.

Nie Y. is asking for a loan of US $1200 to purchase more medicine to help her generate more income. She would also like to purchase a water pump. She believes that this loan can raise her standard of living and provide valuable resources for her family.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 255
    View loans »
    Cambodia Loans Fundraising
  • $38,148,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Nie to purchase medicine to sell and a water pump.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 25, 2008
Oct 11, 2008
Currency Exchange Loss:
May 15, 2010