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Desarrollo Comunitario Group
In this Group: Celia, Emilce, Gabriela, Esmelda, Damiana, Fermina, Mirian, Cesilia, Gabriela, Luz, Dorila, Iluminada, Elida, Emilce, Bernarda, Gloria, Amalia, Geronima, Fermina, Miguela, Maria*, Maria*
* not pictured
The group “Desarrollo Comunitario” (Community Development) is in its second loan cycle as part of the committee program. The members have taken a poverty elimination survey and the results indicated that six of them are below the poverty line. In other words, they must continue to strive in order to improve their living conditions.

One of the members is Sra. Maria. Her recent survey indicated that she was at a Level 2 poverty stage, which is to say that with continuous effort and work she will be able to reach an average income level. Maria sells cleaning products and is making the effort to improve her life and help her loved ones.

Maria is requesting a loan in order to buy cleaning products to sell. This will solidify her business plan, which will help to improve her earnings.
View original language description ↓
El grupo Desarrollo Comunitario está en su Segundo ciclo del programa de comité, donde ellas además están haciendo la encuesta de eliminación de pobreza, donde 6 integrantes se encuentran por debajo de la línea de pobreza, es decir que deben seguir luchando por mejorar sus condiciones de vida.
Una de las integrantes es la Sra. Maria, quien en su última encuesta mostró un nivel de pobreza dentro del nivel dos, es decir con niveles medios de ingresos que a través del esfuerzo y el trabajo continuo y mediante la venta de productos de limpieza que hace, está luchando por mejorar su vida y ayudar a sus seres queridos.
La Sra. Pide este préstamo para la compra de productos de limpieza para la venta, lo que le ayudará a tener a concretar su plan de negocio, el cual le ayudará a mejorar sus ingresos.

Additional Information

More information about this loan

This loan is part of the innovative “Poverty Stoplight” program developed by Fundación Paraguaya for women living in poverty. A “stoplight” measurement tool is used to help borrowers self-identify the type of poverty that affects them most (lack of income, dearth of financial opportunities, poor living conditions etc.). Borrowers rate 50 areas of their life as green (not poor), yellow (poor) or red (extremely poor). Together with their loan officer, they come up with a plan to resolve yellow and red indicators. Through this program, Fundación Paraguaya hopes to lift 9,000 women and their families out of poverty by 2017.

To learn more about this unique approach to eliminating poverty, you can read this article on Fundación Paraguaya’s website.

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Paraguay

  • $8,400
    Average annual income
  • 102
    View loans »
    Paraguay Loans Fundraising
  • $32,366,075
    Funds lent in using Kiva
  • 4,425.0
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of Desarrollo Comunitario Group's $4,675 loan helped a member to buy cleaning products to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 19, 2014
Mar 28, 2014
Currency Exchange Loss:
Sep 17, 2014