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Xexac 1.1 Group
In this Group: Manuela, Magdalena, Manuela, Juana, Magdalena, Maria Adelaida
Manuela (first on the left in the photo) is 42 years old and single. She lives with her two children in Nahualá, Sololá.

Manuela is very proud of her work selling bananas. Bananas are popular in her community, making sales profitable. Manuela learned this trade from her parents 35 years ago. She likes to do this work and, with it, she earns a good living and good profits with which to support her family economy.

Manuela has been doing this work since she was very young, and she is now very knowledgeable about her work. As a result she has taken the decision to start a group in order to diversify her products for the market and earn more money for the families of her group's members. This loan will be used to buy supplies for looking after her banana plants.

Manuela's dream is to build a house for her children.
View original language description ↓
Manuela (primera de izquierda a derecha en la fotografía) es una mujer soltera, de 42 años de edad, vive junto a sus dos hijos, en Nahualá, Sololá.
Manuela expresa muy orgullosa que la actividad que realiza es la venta de banano silvestre, que es un producto muy demandado en su comunidad y por lo mismo su comercialización es rentable. Esta labor la aprendió de sus padres hace 35 años; además es algo que le gusta hacer y con ello obtiene buenos ingresos y ganancias que le ayudan a colaborar con la economía de su familia.
Ella ha venido realizando esta actividad desde muy joven, y ahora ha adquirido más conocimiento en esta área, así que tomo la decisión de formar un grupo con el objetivo de diversificar sus productos en el mercado y de esta manera obtener un ingreso para mejorar la economía de las familias de los integrantes de su grupo. El préstamo lo utilizaran para la compra de insumos para el mantenimiento de banano.
Su sueño es poder construir una casa para sus hijos.

Additional Information

More information about this loan


ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Guatemala

  • $5,300
    Average annual income
  • 118
    View loans »
    Guatemala Loans Fundraising
  • $10,313,025
    Funds lent in using Kiva
  • 7.7
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Xexac 1.1 Group's $6,100 loan helped a member to buy supplies for looking after her banana plants.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 17, 2014
Mar 27, 2014
Currency Exchange Loss:
Feb 21, 2015