He has been in this business ever since he was a child, so by now he is very knowledgeable about it. That is why one day he decided to form a group in order to diversify his products on the market and obtain higher incomes for all the members of the group and their families. They will use the loan to buy supplies to maintain their plants. His dream is to expand his crops so that he can offer his customers a higher volume of product.
Diego dice que la actividad que realiza es la siembra de maxan (hoja natural utilizada para envoltorio y conserva de alimentos) ya que es un producto rentable. Esta labor la aprendió de sus padres; además es algo que le gusta hacer y con ello obtiene buenos ingresos y ganancias que le ayudan a colaborar con la economía de su familia.
El ha venido realizando esta actividad desde niño, por lo que ahora ha adquirido más conocimiento en esta área, así que un día tomo la decisión de formar un grupo con el objetivo de diversificar sus productos en el mercado y de esta manera obtener un ingreso para mejorar la economía de las familias de los integrantes del grupo. El préstamo lo utilizaran para la compra de insumos para el mantenimiento de maxan.
Su sueño es incrementar la siembra de maxan y así ofrecerles mayores volúmenes de su producto a sus clientes.
More information about this loan
About ADICLAADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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