This loan will benefit small entrepreneurs such as Sra. Mary. She says that she joined Pro Mujer seven years ago after receiving an invitation from a relative who was also a member of the organization. Mary currently has a business in which she sells meat. She became knowledgeable about this type of work when she was a girl since it was a family business. At the age of 16, she decided to establish her own independent business.
The loan she is receiving now will be used to increase her capital for buying meat in bulk. She will acquire her products from the distributors in the city of El Alto and then sell them from her retail space. Working in this manner enables her to generate income in order to support her family. Mary is in a common-law relationship and has one child.
When asked what she likes about Pro Mujer, Mary said that she enjoys the savings and the excellent health services that are offered by the organization.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Mary es integrante, ella indica que es el siete años que integra Pro Mujer, ingresando por invitación de un familiar que era socia de la institución. En la actualidad ella tiene un negocio de venta de carne; da a conocer que este negocio lo emprendió desde niña, ya que el mismo era un negocio familiar, a sus diez y seis años decide emprender un negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de carne por mayor) que adquirirá de las distribuidoras de la Ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella vive en concubinato y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro y la buena atención en el área de salud que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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