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José Crisanto
José is 32 years old and studied up to eighth form. He is married and has a small daughter, not yet of school age. His wife takes care of the household. He is a builder and a fisherman. He learned the builder's trade while apprenticed to his employer, who started giving him more and more tasks when he saw how capable and how willing to make an effort he was. José says that every day one learns something new, no matter how much experience one has, which is 15 years in his case. He needs the loan to buy metal sheets and wood to repair his house, which is where his family lives. He would also like to buy a trammel, since fishing is how he feeds his family. He dreams of his daughter going to school and then into higher education so that she would learn a profession and have a better life.
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José de 32 años de edad, estudio hasta octavo grado, está acompañado y tiene una niña la cual es menor de edad y no estudia su esposa se dedica a los oficios domésticos. Él es albañil y también se dedica a la pesca artesanal, aprendió el oficio de albañil mientras trabajaba como ayudante y después su mismo patrón comenzó a darle trabajo al ver su capacidad y desempeño. Menciona que cada día aprende más a pesar de tener más de 15 años de experiencia.

Necesita el préstamo para comprar lamina y madera para arreglar su casa, ya que es donde su familia descansa y también quiere comprar trasmallo para la pesca; porque así es como lleva el sustento diario a su familia, sueña con que su hija estudie y llegue a ser profesional y tenga una mejor calidad de vida.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

Tags

About El Salvador

  • $4,900
    Average annual income
  • 463
    View loans »
    El Salvador Loans Fundraising
  • $23,140,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $500 helped José Crisanto to buy the materials needed to repair his house, as well as fishing implements.
54% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 18, 2014
Listed
Mar 28, 2014
Currency Exchange Loss:
N/A