Zona De C Group
The group is called Zona de Caiquin and it is made up of six members who live in the same community and who work in agriculture. They are asking for 4,000 lempiras each to fertilize coffee crops, for a total group loan of 24,000 lempiras. In the photo, they are identified as follows: from the right is Rosa, Manuel, Emilio, Tito and Fidel and in front is Donatila.
El grupo se llama Zona de Caiquin, y esta integrado por seis miembros que viven en la misma comunidad y se dedican a la agricultura. Ellos solicitan 4,000 lempiras cada uno para abonar la finca de café, haciendo un total grupal por 24,000 lempiras. En la foto se identifican así: a la izquierda esta don Rosa, Manuel, Emilio, Tito y Fidel a la derecha y al frente esta Donatila.
About Organización de Desarrollo Empresarial Femenino Financiera, S.A.This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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This loan has been fully funded!