The loan they are requesting will benefit all of their small businesses, including Elsa's. She joined Pro Mujer two years ago at the invitation of a friend who is a member of the institution. She has a business selling clothing. She started the business after she helped her mother with her business and decided to open her own business with the help of a loan from Pro Mujer.
She is requesting this loan to increase her working capital and purchase fabric. She will make the purchases at wholesale stores in the city of El Alto and later make and sell the clothing in her store. This type of work allows her to generate income to support her family, since she is married and has five children.
When asked what she likes about Pro Mujer, she said she likes the savings the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Elsa es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de ropa; da a conocer que este negocio lo emprendió por al ayudar a su madre en su negocio, posteriormente decide implementar un negocio independiente iniciando este con el préstamo obtenido en Pro Mujer.
El crédito que ahora sacará es para el aumento de capital (compra de tela) que adquirirá de las tiendas mayoristas de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella vive en unión libre y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le el ahorro que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
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