The community bank Las Lomas will begin its sixth cycle in Pro Mujer, as part of the Los Andes regional office. It consists of eight members and is run by a board of directors in which Elizabeth is Secretary. The businesses managed by the community bank's members are varied and include: selling overalls, selling sweaters, selling businesses, sellling jackets, selling blankets, and selling rugs. The loan they will receive will benefit micro-entrepreneurs like Elizabeth. She says that she's been a member of Pro Mujer for four years, joining after being invited by a friend who was a member of the institution. Currently she has a sewing and clothes selling business, and states that she first undertook this line of work to help her mom's business, and then decided to set up her own shop with a loan she obtained from Pro Mujer. The loan she's going to get now is to increase the capital (the purchase of fabric) she will acquire from wholesalers in the city of El Alto and after production she'll market the goods in her shop. This job allows her to generate income to support her family, since she's single and has two children. When asked what she likes about Pro Mujer, she answers that she likes the health services offered by the institution.
La A.C. “LAS LOMAS” iniciará el sexto ciclo en Pro Mujer, como parte del Centro Focal de Los Andes, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Elizabeth es la Secretaria. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de overoles, venta de chompas, venta de negocios, venta de chamarras, venta de mantas, venta de alfombras.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Elizabeth es integrante, ella indica que hace cuatro años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de costura y venta de ropa; da a conocer que este negocio lo emprendió por al ayudar a su madre en su negocio, posteriormente decide implementar un negocio independiente iniciando este con el préstamo obtenido en Pro Mujer.
El crédito que ahora sacará es para el aumento de capital (compra de tela) que adquirirá de las tiendas mayoristas de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es soltera y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta área de salud que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.