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Dulce Maria Group
In this Group: Maria Luisa , Catalina, Dante Favian , Fanny, Erica Valeria, Teresa Eugenia, Gabriela, Mercedes
The “DULCE MARÍA” communal bank is starting its tenth loan cycle with Pro Mujer, as part of the Villa Adela centre. It is made up of eight members and is run by a board of directors of which Maria Luisa is the President. The businesses which the members of the communal association run are varied and among them are: selling hot dogs and chips, selling clothing, making drums, selling gifts, selling seasonings, making sportswear, putting together raffles, and a bookstore.

The loan they will take out will benefit small businesswomen of which Maria Luisa is a member. She says she has joined Pro Mujer this year after being invited by a friend who is a member of the institution. Currently she has a handicrafts business. She says that she started this business when she was a girl, because her father had a workshop where the whole family worked. After a period of time she inherited the business and that is why she is in this business.

The loan she is taking out is to increase capital to buy wool wholesale, which she will buy in the cities of Cochabamba and Oruro. After using it in her work she will sell the finished items in the city of Santa Cruz once a week. This type of work enables her to generate an income to support her family, since she is married and has four children.

When asked what she likes about Pro Mujer, she says she likes the health training and the savings which the institution offers.
View original language description ↓
La A.C. “DULCE MARÍA” iniciará el décimo noveno ciclo en Pro Mujer, como parte del Centro Focal de Villa Adela, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Maria Luisa es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de salchipapa, venta de ropa, fabricación de tambores, venta de regalos, venta de condimentos, confección de deportivos, fabricación de sorteos, librería

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Maria Luisa es integrante, ella indica que es el primer año que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de artesanía; da a conocer que este negocio lo inicio desde niña, pues su padre tenia un taller en el cual toda la familia trabajaba, con el pasar del tiempo este negocio fue heredado a ella y por eso está en el negocio.

El crédito que ahora sacará es para el aumento de capital (compra de lana por mayor) que adquirirá de las Ciudades de Cochabamba y Oruro y posteriormente a la elaboración lo comercializará en la ciudad de Santa Cruz una vez por semana. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella es casada y tiene cuatro hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de capacitación en salud y los ahorros que le ofrece la institución.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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About Bolivia

  • $5,500
    Average annual income
  • 204
    View loans »
    Bolivia Loans Fundraising
  • $31,480,250
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Dulce Maria Group's $3,000 loan helped a member to buy wool wholesale.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 25, 2014
Listed
Mar 26, 2014
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2014