Corazon Unido Group
The loan that they will take out will benefit the microbusinesses where Janeth is a member. She indicates that he has been a member of Pro Mujer for two years, joining through the invitation of the institution's promoter who visited her house. Right now, she has a business selling milk, cheese, and meat. She says that she started it several years ago because her mother had the same products in her business. After some time she decided to start her own independent business.
The loan that she will take out is to increase the capital to buy wholesale milk, cheese, and meat which she will obtain from the wholesalers in the city of El Alto, and afterwards she will sell them in her shop. This manner of job allows her to generate resources to support her family because she is single and has a son.
When she is asked what she likes about Pro Mujer, she says that she likes the loan payment meetings since she meets with her friends.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Janeth es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de leche, queso y carne; da a conocer que este negocio lo emprendió hace varios años ya que su madre tenia como comercio los mismos productos, pasado el tiempo decide emprender un negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra leche, queso y carne por mayor) que adquirirá en las vendedoras mayoristas de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es soltera y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las reuniones de pago del crédito, pues se reúne con sus amigas.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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