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Lusik lives in Gyulagarak village in the Lori region. Her elder son serves currently in the army and Lusik lives with her husband, mother-in-law and 12-year-old daughter.

The family runs a farm. They keep cows, chickens and calves and cultivate potatoes and grass.

The income that they get from agriculture is important for them to cover their basic costs. Lusik has decided to apply for this loan of USD 3,000 to purchase 2 calves, 2 piglets and potato seeds. This loan will help the whole family to enrich their farm and gather more agricultural income.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 133
    View loans »
    Armenia Loans Fundraising
  • $14,314,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Lusik to pay for 2 calves, 2 piglets and potato seeds.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 18, 2014
Mar 23, 2014
Currency Exchange Loss:
May 17, 2015