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Maa Pathar Khanden Shg Group
In this Group: Kaushalya, Kalpana, Bui, Lakshmi, Malati, Kumadini, Purnima, Kakaya, Ketaki, Bimala
In 2012, 10 women from a small village in the Sonepur district in Odisha stepped out and formed a group named Maa Pathar Khanden SHG Self Help Group. They help each other, share their problems and solve them among themselves. They celebrate their festivals together in their village.

One of the women from this group is Kaushalya (the lady standing with her hand raised). She is the leader of the group and she has 10 goats. She purchases the goat kids from the market and takes care of them. She provides vaccine and fodder to them when required. She sells them for meat to the local butcher shops when they grow. It takes eight to nine months for her to raise and sell them. She goes out in the morning to leave the goats grazie in the fields and returns by noon. Then she cooks for her family. She resumes taking care of her goats by feeding them at home. Her husband assists her in selling and maintaining these goats. In this way, she is earning to improve her cash flow, which is not sufficient to manage her daily activities. She wants to enlarge her business, so she wants to purchase 10 more goats. In this way, she can earn a good amount after all expenditures in her business. She and her group members have requested a loan of 150,000 INR for her group so that they can all earn more and improve their families' cash flow.

Additional Information

More information about this loan

People's Forum focuses its work in some of the most underdeveloped districts in Odisha, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of India's poorest and most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 188
    View loans »
    India Loans Fundraising
  • $5,207,575
    Funds lent in using Kiva
  • 61.3
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Maa Pathar Khanden Shg Group's $2,450 loan helped a member to purchase goats, fodder and vaccine.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Mar 5, 2014
Apr 1, 2014
Currency Exchange Loss: