Update on RobertRobert is a 34-year-old married male with six children; five go to school.
He has been in the clothing business for six years, plus he has a motorcycle transport business for additional income.
Robert started the business to pay school fees for all his children, and is acquiring a loan to buy clothes to sell.
He hopes to construct a commercial house, although competition and high rental costs are challenges he faces.
Previous Loan DetailsRobert is a 32-year-old, married man with seven children, living in Kasese, Uganda. Eight years ago, Robert decided to set up a retail shop in order to raise money to support his family since the coffee business was seasonal. A high cost of rent and price fluctuations are his major challenges... More from Robert's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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