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Noshad is a very hardworking and active borrower of BRAC Pakistan. He lives in Karachi, Pakistan with his family. His wife is a responsible housewife and all of his children are students. Since 2002 he has been running an electrical goods shop, which is the only source of income for the family. He sell various electrical goods in his shop like refrigerators, fans and irons.

Currently he needs to purchase electric fans and refrigerators for his shop but he finds it difficult due to a lack of finances. Noshad has requested a loan from Kiva's partner BRAC Pakistan to purchase fans and refrigerators to sell. He wishes to provide quality education for his children. He is very thankful to all the staff of Kiva and BRAC Pakistan.

Additional Information

More information about this loan

This loan is part of BRAC Pakistan's effort to provide credit to entrepreneurs seeking to expand their small businesses. These are individuals who have limited access to loans because their requests are too large for typical microfinance, and they lack the collateral to borrow from commercial banks. By funding this loan, you will enable a small business owner to provide new services and create new employment opportunities.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 346
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 98.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Noshad to purchase refrigerators and fans to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 13, 2014
Apr 1, 2014
Currency Exchange Loss:
Apr 19, 2015