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Mrs. Sorn Ra's Village Bank Group
In this Group: Sorn, Tith, Um, Chhoem, Suy, Pov, Suos, Suos, Prak, Ban, Pouy
There are eleven members in the village bank located in Chamka Khai Village in Kampong Chhnang Province. Mrs. Sorn R., 29 years old and mother of three children, is the village bank president. She is a farmer who earns a small revenue from harvesting rice to support her family. On her plantation, she now faces a problem because her field is infertile, thus badly affecting her crops. To solve this problem, Mrs. Sorn R. is asking for a loan to buy fertilizer to improve her field conditions and grow more crops. Her husband, Mr. Leng Soeurn, is a palm juice collector who collects palm juice to process into palm sugar or wine.

All the members in the village bank loan have end-of-term loans and they are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK's main product because it is the most beneficial to Cambodia's poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK's clients make their payments on time.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 108
    View loans »
    Cambodia Loans Fundraising
  • $35,066,900
    Funds lent in using Kiva
  • 4,144.6
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrs. Sorn Ra's Village Bank Group's $1,475 loan helped a member to buy fertilizer.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 29, 2008
Oct 14, 2008
Currency Exchange Loss:
Oct 15, 2010