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Quipus Group
In this Group: Sonia, Flora , Rocio Guadalupe *, Silvia Graciela , Blanca , Miguel Angel, Vigilia, Veronica Milenka, Rosa
* not pictured
The QUIPUS Communal Bank will start its 25th cycle with Pro Mujer, as part of the Juan Pablo II Centre. It is made up of nine members and is directed by a board of directors where Sonia serves as president. The members’ businesses include: clothing sales, party favor sales, fruit sales, installing electrical systems, embroidery, cosmetic sales, food sales and car parts sales.

This loan will help their small businesses, including Sonia's. She says that 18 years ago she joined Pro Mujer, joining by invitation of a friend who was a member of the institution. Now she has an embroidery workshop, she says that she learnt this trade from a previous job, where she picked up the tools of the trade.

She will use the money from this loan as working capital to buy fabric wholesale, which she will get in the fairs on the Bolivia-Peru border, and after creating products she will sell them in her sales space. This kind of work allows her to make the income to support her family, as she is married and has two children.

When asked what she likes about Pro Mujer, she replies that she likes the training and the loans that the institution offers and the friends from her bank.

In the photo, we can verify that one member is absent, as she had to go to her business urgently.
View original language description ↓
La A.C. “QUIPUS” iniciará el vigésimo quinto ciclo en Pro Mujer, como parte del Centro Focal de Juan Pablo II, está compuesta por nueve integrantes y está dirigida por una mesa directiva donde la señora Sonia es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de ropa, elaboración de cotillones, venta de verduras, instalación de sistemas electrónicos, elaboración de bordados, venta de cosméticos, venta de comida, venta de artículos de automóviles.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Sonia es integrante, ella indica que hace dios y ocho años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de taller de bordados; da a conocer que este negocio lo aprendió de un trabajo anterior, donde adquirio las estrategias de este negocio.

El crédito que ahora sacará es para el aumento de capital (compra de hilos por mayor) que adquirirá en las ferias de las fronteras Bolivia - Perú y posteriormente a la elaboración lo en las comunidades del Departamento de La Paz. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella está casada y tiene dos hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de capacitación y el crédito que ofrece la institución y las amigas de su banca.

En al imagen podemos identificar que una socia esta ausente, ya que se fue a su negocio con urgencia.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 188
    View loans »
    Bolivia Loans Fundraising
  • $30,960,550
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Quipus Group's $5,325 loan helped a member to buy fabric wholesale.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 12, 2014
Listed
Mar 25, 2014
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2014