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Jhaguas Pankarita Group
In this Group: Rosmery, Clotilde, Carlos Adalid , Ayda, Biker Norma , Sinforiana, Justina, Nieves
The communal bank "Jhaguas Pankarita" will start its 19th cycle in Pro Mujer, as part of the Focal Center of the Exaltación House. It is comprised of 8 members and directed by a board of directors where Norma is the treasurer. The businesses that the members of the communal bank have are varied; among them are: blanket-making, sweater sales, an artisan, a driver, a neighborhood store, and clothing sales.

The loan that they are taking out will benefit small businesses where Norma is a member. She indicates that it is the first year that she is joining Pro Mujer. She joined through the invitation of a friend who is a member of the institution. Currently, she has a business in weaving (with a machine). She initially started this business with hand-weaving; afterward, she decided to speed up production, and for that reason she learned to weave with a machine.

The loan that she is taking out is for increasing capital (the purchase of yarn in bulk), which she will acquire in the stores in the City of El Alto, and after creating products she will sell them in her sales space. This form of work allows her to generate resources to maintain her family since she is divorced and has four children.

When asked why she likes Pro Mujer, she responds that she likes the health trainings, and the loan that the institution offers.
View original language description ↓
La A.C. “JHAGUAS PANKARITA” iniciará el décimo noveno ciclo en Pro Mujer, como parte del Centro Focal de Villa Exaltación, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Norma es la Tesorera. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: confección de mantas, venta de chompas, artesano chofer, tienda de barrio, venta de ropa

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Norma es integrante, ella indica que es el primer año que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de tejido a máquina; da a conocer que este negocio lo inicio primeramente con el tejido a mano, posteriormente decide agilizar su producción es por ello que aprende el tejido a máquina.

El crédito que ahora sacará es para el aumento de capital (compra de lana por mayor) que adquirirá en las tiendas de la Ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella es divorciada y tiene cuatro hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de capacitación en salud y crédito que le ofrece la institución.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Bolivia

  • $5,500
    Average annual income
  • 198
    View loans »
    Bolivia Loans Fundraising
  • $31,028,500
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Jhaguas Pankarita Group's $3,075 loan helped a member to buy yarn in bulk.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 25, 2014
Mar 24, 2014
Currency Exchange Loss:
Sep 17, 2014