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Lusine lives with her husband, mother-in-law, and son. The whole family is engaged in agriculture. They cultivate wheat and tomatoes, and sell the gathered harvest locally. Realizing that agricultural income is very important for their living, Lusine and her family decided to ask for this loan of 2,500 USD. It will greatly assist them to renovate their greenhouse and expand their cultivation activities.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 135
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Lusine to pay for renovation of the greehouse.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 20, 2014
Mar 21, 2014
Currency Exchange Loss:
Aug 17, 2015