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Chaguma Group
In this Group: Nanjila, Mwanvua, Igega, Badari, Furha, Nzigirer, Ntakobajira, Lubala, Habamungu, Fatuma, Baralemberhwa, Batachoka, Masime, Faida, Nura, Mbilizi, Bulangalire, Mapendo, Mulumeoderhwa, Muderhwa, Zawadi, Neema, Riziki, Namwana, Nshokano, Nsimire, Kubota, Barhame, Balemba, Adolphine, Masawa, Marabusa
This client, Mwanvuwa, is a member of the business group "Chaguma". Experienced in commerce, she started her business with her own funds. She is 36 years old and the mother of four children, who are all students. This client has been a vendor of sugar for several years. She sets up her merchandise at the public market. This new loan will enable her to grow her capital through the purchase of a 25-kg sack of sugar. Thus, she would like to advance in her business and become a wholesaler. In conclusion, she thanks Hekima for supporting women excluded from the traditional banking system.
View original language description ↓
La cliente Mwanvuwa est membre du groupe d’affaire Chaguma. Expérimentée dans le commerce, elle debuta ses activités à partir de son fonds propre. Elle est âgée de 36 ans et mère de 4 enfants qui tous étudient. La cliente est vendeuse de sucre depuis plusieurs années et installe sa marchandise au marché public. Ce nouveau prêt va lui permettre l’accroissement de son capital en achetant 1 sac de 25kg de sucre. Ainsi, elle souhaite évoluer dans ses activités et devenir grossiste. Enfin, elle remercie Hekima de soutenir les femmes exclues du système bancaire classique.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 3
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,396,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Chaguma Group's $3,075 loan helped a member to purchase a 25-kg sack of sugar.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 14, 2014
Mar 23, 2014
Currency Exchange Loss:
Aug 17, 2014