This client, Nsimire, is the vice-president of the business association "Tulindane". A woman entrepreneur, she is 43 years old and the mother of eight children, who are students. Her husband is a local veterinarian. This client has been a vendor of mattresses at the central market for over four years. This new loan will be used to purchase 9 mattresses of thickness 15. Her main goal is growth in her enterprise. In conclusion, she thanks Hekima.
La cliente Nsimire est vice-présidente de l’association d’affaire Tulindane. Femme entrepreneur, elle est âgée de 43 ans et mère de 8 enfants qui étudient. Son conjoint est un vétérinaire de la place. La cliente est vendeuse de matelas au marché central depuis plus de 4ans. Ce nouveau prêt lui servira d’acheter 9 matelas d’épaisseur 15. Son objectif principal c’est la croissance de son entreprise. Au final, elle remercie Hekima.
More information about this loan
HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.