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Union Fait La Force Group
In this Group: Kavatsi, Kyatsandire, Kyatsandire, David, Ismael
This client, Katvasi, is a merchant with seven years of experience. He is 30 years old, unmarried, and the president of a business collective called "Union fait la force" [strength in unity]. He is a vendor of a variety of goods. He sets up his merchandise in a store in town.

He is requesting a loan from the microfinance institution Hekima to increase his business by purchasing 24 pieces of luggage and backpacks. He had started his business with funds from his parents. In his work, he and his mother assist one another. For the future, he would like to increase his credit and to provide education and food for his children.

He thanks Hekima for its support of unbanked entrepreneurs by granting them microloans during this time of post-conflict in the country's east.
View original language description ↓
Le Client Katvasi est un commerçant d’une expérience de 7 ans, âgée de 30 ans, célibataire, président et membre d’un collectif d’Affaires « Union fait la force». Il est vendeur de divers articles. Il installe ses marchandises dans un magasin de la ville. Il sollicite un prêt auprès de Hekima pour accroitre son activité. Elle va acheter 24 pièces de valises et sacs au dos. Elle démarra ses affaires avec le fonds reçu de ses parents. Dans le travail, il s’entraide avec sa mère. Dans l’avenir, il souhaite accroitre son crédit, scolariser et nourrir ses enfants. Il remercie Hekima pour son soutien aux entrepreneurs non bancables en leur accordant de microcrédit, pendant, ce moment de post conflits dans la région de l’Est du pays.

Additional Information

More information about this loan

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 6
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,618,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Union Fait La Force Group's $5,000 loan helped a member to purchase 24 pieces of luggage and backpacks.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 20, 2014
Mar 23, 2014
Currency Exchange Loss:
Feb 20, 2015