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Venera is 31 years old, married and together with her husband, is raising four children. Venera has been educated in nursing and is currently working at the local hospital. The main source of income for Venera's family is cattle raising. Venera and her husband started this business 8 years ago by purchasing cattle for 10,000 som. Thanks to Venera's hard work, she now has 3 cows and a horse. The monthly income from this business is 15,000 som.

In order to expand her business further, Venera turned to the bank of Bai Tushum & Partners for a loan to purchase cows. A part of her profits from the enterprise Venera is planning to reinvest into further expanding her herd, and she is planning to save the rest for her children's education.
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Венере 31 год, замужем, вместе с супругом воспитывают 4 детей. У Венеры - средне-специальное образование, в данный момент работает медсестрой в местной больнице. В качестве основного дохода для своей семьи Венера вместе с мужем занимается животноводством, стартовав 8 лет назад, с покупки скота на 10,000 сом KGS. Благодаря упорному труду Венеры, в ее хозяйстве на сегодняшний день имеется: 3 дойные коровы, 1 лошадь. Ежемесячный доход составляет 15,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Венера обратилась в Банк «Бай –Тушум» за кредитом - на покупку коров для увеличения поголовья скота. Доходы от кредита Венера планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на дальнейшее обучение детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 73
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,941,475
    Funds lent in using Kiva
  • 54.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Venera to buy cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 13, 2014
Mar 22, 2014
Currency Exchange Loss:
Apr 17, 2015