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Barno was born in 1983. She is a hardworking woman from the North part of Tajikistan. She is a careful mother of 3 children. Barno began her own business of selling perfumes, barrettes, and cosmetics 2 months ago. Barno sells her products in a local market. She has a lot of customers. Barno is the main provider of her family as her husband is a farmer and has a small income. Barno needs to increase the working capital of her business, but she has no money. She is asking for a loan of 5,000 TJS to buy cosmetics, perfumes, etc., to increase the working capital of her new business. She awaits your support.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.


About Tajikistan

  • $1,388
    Average annual income
  • 110
    View loans »
    Tajikistan Loans Fundraising
  • $27,997,725
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,050 helped Barno to buy cosmetics, perfumes, etc., for increasing working capital of her new business.
99% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 18, 2014
Mar 21, 2014
Currency Exchange Loss:
Jan 17, 2015