Rayito De Luna Group
This loan will benefit small business owners such as Sra. Margarita. She says that this is her first year since joining Pro Mujer after receiving an invitation from a promoter of the organization who visited her at her house. Margarita currently has a business of buying and selling sheep. She is knowledgeable about this business because she learned the trade from her parents. At a very young age, she was able to help her family and learn about the trading process.
The loan she is receiving now will be used to increase her capital for buying sheep. She will acquire the animals from nearby communities and then sell them from her vending space. Working in this manner enables her to generate income to sustain her family. Margarita is in a common-law relationship and has four children.
When asked what she likes about Pro Mujer, Margarita said that she enjoys the training seminars offered by the organization.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Margarita es integrante, ella indica que es el primer año que integra Pro Mujer, ingresando por la invitación de un promotor de la institución que fue a visitarla a su casa. En la actualidad ella tiene un negocio de venta y compra de ganado ovino; da a conocer que este negocio lo aprendió de sus padres, ya que desde corta edad ella ayudo a su familia y así aprendió los procesos de comercio.
El crédito que ahora sacará es para el aumento de capital (compra de ganado ovino) que adquirirá en las comunidades cercanas y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella vive en unión libre y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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