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Rosa Lisbette

Update on Rosa Lisbette

Rosa is married and has two children, ages 14 and 9. She has a beauty salon in her house and has had it for four years. She used to go outside the home to work, but now she only tends to her beauty salon. She also provides jobs to one employee and to her daughter. They help each-other this way. She will buy colorings, tints, razors, and other things.
View original language description ↓
Señora Rosa, acompañada con dos hijos en edades de 14 y 9 años, su negocio es una sala de belleza en el domicilio, tiene 4 años de existencia del negocio a cargo por lo que ha visto mejoras, debido a que antes salía a trabajar a domicilio, hoy en día solamente atiende en su sala de belleza, también brinda trabajo a un trabajador y a su hija, de esta manera se ayudan mutuamente. Piensa invertir en pinturas, tinte, rasuradoras, entre otros.

Previous Loan Details

Rosa is a 31-year-old small businesswoman with two children. She has made a living running a convenience store for the past two years and has been with this institution for the same amount of time. She plans to use the loan to purchase grains like rice, beans, sugar, oil, chicken, beef, dairy pro... More from Rosa Lisbette's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 26.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Rosa Lisbette to buy supplies.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 7, 2014
Mar 25, 2014
Currency Exchange Loss:
Sep 17, 2014