The loan that they will take out will benefit small microenterprises where Lidia is a member. She says that this is the fourth year that she is a part of Pro Mujer, entering to form a group with her friends in the area. Currently, she has a craft business sewing blankets. She says that she learned this business twenty years ago, since she discovered the technique because she learned it in a training center.
The loan that she will take out now is for increasing capital (to buy cuts of blankets in bulk) that she will acquire in the distribution stores in the city of El Alto. Later, she will sell it in her sales area. This form of work allows her to generate resources to maintain her family since she is married and has four children.
When asked what she likes about Pro Mujer, she responds that she likes the health consultations that the institution offers her.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Lidia es integrante, ella indica que es el cuarto año que integra Pro Mujer, ingresando al formar un grupo con sus amigas de su zona. En la actualidad ella tiene un negocio de artesanía en tejido de mantas; da a conocer que este negocio lo emprendió hace veinte años, ya que la técnica la conocía porque lo aprendió en un centro de formación.
El crédito que ahora sacará es para el aumento de capital (compra de cortes de mantas por mayor) que adquirirá en las tiendas distribuidoras de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella está casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las consultas en salud que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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