Las Flores De Progreso Group
It is made up of eight members and is managed by a board of directors where Ines is the president. The members of the communal bank are engaged in various types of businesses including: sewing garments, selling vegetables, selling clothing, transport services, suit embroidery.
The loan they are taking out will benefit small micro-businesspeople where Ines is a member. She says it is the fourth year she has been in Pro Mujer, joining by invitation of her friend, who is a member of the institution. At present she has a fabric handicraft business. She started this business ten years ago, she already knew the skills because her mother taught her when she was a girl.
The loan they will take out now is to raise working capital (to buy fabric wholesale) that she will acquire in the distribution stores in El Alto. After production, she will market her handicrafts in her sales space. This kind of work allows her to generate income to support her family as she is single and has seven children.
When asked what she liked about Pro Mujer, she responded that she likes the benefits the institution offers her.
In the image, one member is missing. The reason is she urgently had to go to her business.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Inés es integrante, ella indica que es el cuarto año que integra Pro Mujer, ingresando por la invitación de su amiga que es socia de la institución. En la actualidad ella tiene un negocio de artesanía en tela; da a conocer que este negocio lo emprendió hace diez años, ya que la técnica la conocía porque su madre le enseño de niña.
El crédito que ahora sacará es para el aumento de capital (compra de tela por mayor) que adquirirá en las tiendas distribuidoras de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella está soltera y tiene siete hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los beneficios que le ofrece la institución.
En la imagen falta una socia, la razon es que se fue a su negocio con urgencia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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