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Once an entrepreneur's business has grown beyond a certain point, they usually need access to different services and financing options to continue to expand. However, borrowers often find themselves too large for traditional microfinance services but too small for commercial banks, stuck in the "missing middle" without access to appropriate financial services. Salone Microfinance Trust is addressing this need by offering qualified entrepreneurs a more flexible loan product with larger loan sizes and longer terms.
About Salone Microfinance Trust (SMT)Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.
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