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Mp - Ban Bua Group
In this Group: Bien, Hia, Phuong, Hien, Doan, Thanh, Anh, Binh, Ha, Anh, Bien
Ha is a 23-year-old woman, living in a small Thai traditional house with another five members in her family, including her parent-in-laws, her husband and two children.

Her family's source of income mainly comes from agricultural activities, thus, they have diversified the forms of growing and rearing. Specifically, they cultivate rice, vegetables, cereal, and raise chickens, pigs, fish, and buffalo. Despite the hardship in life and low income, Ha sends her children to school fully. To cover better living expense and tuition fees for the children, Ha wants to expand her business by taking out a loan from Anh Chi Em Program to buy more piglets.

Ha hopes that, by constant effort in work, her family life would be improved, her children will be more abundant and successful.

Ha is elected to be team leader of the group of 11 Thai people. In the picture, Ha is wearing a red coat.

Additional Information

More information about this loan

Anh Chi Em (ACE) is an International NGO microfinance program that supports vulnerable and marginalized individuals in the severely underserved regions of Dien Bien and Muong Ang District in Dien Bien Province and in Northern Vietnam. Launched in 2007 by the French non-profit Entrepreneurs du Monde, ACE focuses on the financial inclusion of women from marginalized ethnicities and those affected by AIDS.
ACE offers two types of flexible loans alongside a voluntary savings program. The amortizing and bullet loans provide borrowers with key capital at an interest rate of 18%, compared to the national averages of 23.01%. The savings program pays clients 6% returns per annum.
Kiva lender’s funds help ACE to expand its services into new communes and more districts and offer loans to more vulnerable individuals. 

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Vietnam

  • $5,600
    Average annual income
  • 77
    View loans »
    Vietnam Loans Fundraising
  • $15,287,075
    Funds lent in using Kiva
  • 21,075.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Mp - Ban Bua Group's $2,200 loan helped a member to buy piglets.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Feb 28, 2014
Mar 20, 2014
Currency Exchange Loss:
Jan 17, 2015