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Miraflores De Panamericana Group
In this Group: Maritza Betty, Juana, Rosa, Carmen Veronica, Paulino, Feliza, Elisa, Elsa, Rosmery
The "Miraflores de Panamerica" communal bank is beginning its fourth cycle with Pro Mujer as part of the Panamericana regional hub. This group is made up of nine members and is run by a board of directors, of which Maritza is the president. The members' businesses are varied and include selling vegetables, selling bread baskets, construction work, a minibus service, selling chocolate, selling detergent, a neighborhood store, selling freeze-dried potatoes, and selling clothing.

This loan will benefit small business owners such as Maritza. This is her third year with Pro Mujer, which she joined by invitation of an advisor of the institution who visited her at home. She has a business selling chocolate. She learned about this business from her mother, and she now continues to work in the same business which she started ten years ago with little capital.

She will use this loan to increase her working capital by buying boxes of chocolate from distributors in the city of El Alto. After production, she will make sales in her business space. This type of work allows her to earn an income to sustain her family, as she is married with four children.

When asked what she likes about Pro Mujer, she answers that she likes the easy loans which the institution offers.
View original language description ↓
La A.C. “MIRAFLORES DE PANAMERICANA” iniciará el cuarto ciclo en Pro Mujer, como parte del Centro Focal de Panamericana, está compuesta por nueve integrantes y está dirigida por una mesa directiva donde la señora Maritza es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de verduras, venta de paneros, servicio de albañil, servicio de minibuses, venta de chocolates, venta de detergentes, tienda de barrio, venta de chuño, venta de ropa.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Maritza es integrante, ella indica que es el tercer año que integra Pro Mujer, ingresando por la invitación de un asesor de la institución que fue a visitarla a su casa. En la actualidad ella tiene un negocio de venta de chocolate; da a conocer que este negocio fue un negocio lo aprendió de su madre, ya que en la actualidad tiene el mismo negocio, con poco capital inicio hace diez años y en la actualidad sigue trabajando en el mismo.

El crédito que ahora sacará es para el aumento de capital (compra de chocolate por cajas) que adquirirá en las tiendas distribuidoras de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella es casada y tiene cuatro hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los préstamos fáciles que le ofrece la institución.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 155
    View loans »
    Bolivia Loans Fundraising
  • $32,292,125
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Miraflores De Panamericana Group's $3,700 loan helped a member to buy boxes of chocolate.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Feb 20, 2014
Apr 16, 2014
Currency Exchange Loss:
Nov 17, 2014