The loan they are taking out will benefit small microbusinesses where Esther is a member. She says that she joined in Pro Mujer’s third cycle, and became a member at the invitation of an adviser that came to visit her in her home. Currently, she has a clothes-making workshop; she states that she learned this business from her parents from an early age because they have the same business.
The loan she is taking out now is to increase working capital. She will purchase wholesale fabric, which she will acquire in the stores in El Alto. After production, she will market her clothing in her sales space. This type of work allows her to generate income to support her family as she lives in a common-law marriage and has two children. When asked what she liked about Pro Mujer, she responded that she likes the training the institution offers her.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Esther es integrante, ella indica que es el tercer ciclo que integra Pro Mujer, ingresando por la invitación de un asesor de la institución que fue a visitarla a su casa. En la actualidad ella tiene un negocio de taller de confección; da a conocer que este negocio fue un negocio lo aprendió de sus padres, ya que desde corta edad ya que ellos tenían el mismo negocio.
El crédito que ahora sacará es para el aumento de capital (compra de tela por mayor) que adquirirá en las tiendas de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella vive en unión libre y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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