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Maksim is photographed at the back of their family house. He is 36, married, and has two children, 8 and 4 years old. From the shape of the house shown in the photo, one can tell the poverty level of Maksim’s family. The covered spots with waterproofs are called ‘warm beds’; is the place where seeds are thrown to thrive to seedlings; afterwards, they can be planted outside.

Maksim, whose main activity of practice is agriculture, wants to buy potato and sage seeds, medicinal cane cholla flower seeds, and dig a water well.

Mostly he plants green beans, peas, wheat, tobacco and flaxseed; tobacco is widely planted in the villages around.

He’s got a dairy cow as well, to cover the family dairy needs; he sells the rest, since his cow produces about 20 kg milk a day.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.


About Albania

  • $10,700
    Average annual income
  • 21
    View loans »
    Albania Loans Fundraising
  • $2,741,225
    Funds lent in using Kiva
  • 101.6
    Albania Leke (ALL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,500 helped Maksim to buy potato and sage seeds, medicinal cane cholla flower seeds, and dig a well.
64% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 6, 2014
Mar 25, 2014
Currency Exchange Loss: