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Lusine lives in Dalarik village with her husband, son, and daughter. Lusine and her family are occupied in breeding cattle and land cultivation. Lusine is a very enthusiastic woman, willing to improve her family’s living condition. She asks for this loan to be able to buy some forage for the livestock and hire workers for land cultivation.

The family gets its main income from selling milk. With the profits, Lusine hopes to be able to repair her house.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $3,000 helped Lusine to hire workers for land cultivation, and purchase forage to feed the livestock.
64% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Feb 25, 2014
Mar 20, 2014
Currency Exchange Loss: