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Gloria Group
In this Group: Gloria, Francisca, Christiana
These three women who come from the same neighborhood are part of Gloria Group. They are bound by good social, economic, and business relationships. They are sell groceries and footwear.

Gloria, age 32, is the group's representative. She's standing in the middle of the photograph. She's married and the mother of two children, one boy and one girl.

She's a merchant. Her new loan request of GHS 1,200 will enable her to buy groceries (assorted soaps, sugar, rice, Milo, milk, biscuits, canned food, etc.) to sell to customers. The generated profits will enable her to cover her children's food and health needs, but will also help strengthen her savings with the ID-Ghana.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,572,300
    Funds lent in using Kiva
  • 2.6
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Gloria Group's $1,175 loan helped a member to buy groceries (assorted soaps, sugar, rice, Milo, milk, biscuits, canned food, etc.) to sell to customers.
87% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 13, 2014
Mar 19, 2014
Currency Exchange Loss:
Oct 17, 2014