Hellen is a married woman who has five children. She describes herself to be determined. She operates a farm where she grows tea, and she has been involved in this business for four years. Her business is located in a rural area and her primary customers are small scale. She describes her biggest business challenge to be heavy rainfall, which affects tea.
Hellen will use the 20,000 KES loan to buy more stock of tealeaves for resale. Her business goal is to excel within five years. This is her second loan with SMEP DTM. Her previous loan of 20,000 KES was repaid successfully.