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Lucy
Lucy is a farmer living in Chuka area of Eastern Kenya with her husband and three children. She loves farming and has been at it for 15 years. Her primary source of income is from milk, tea, bananas, mangoes, and vegetables. Her biggest challenge is lack of good marketing skills and insufficient rain.

She chose Juhudi Kilimo for this loan because they help farmers to access finances for establishing their farming projects. During the training, she learned how to develop a savings culture. This loan will enable her to purchase farm inputs, so that she can produce more, and get more income, which will improve her family's living standards.

Additional Information

More information about this loan

Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 938
    View loans »
    Kenya Loans Fundraising
  • $41,091,050
    Funds lent in using Kiva
  • 86.5
    Kenya Shillings (KES) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $600 helped Lucy to purchase farm inputs.
0% repaid
Repayment Term
40 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Feb 28, 2014
Listed
Mar 19, 2014
Currency Exchange Loss:
Possible