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Rithy is a citizen from a rural area located in Battambang province’s Battambang district. He is married and is 27-years-old. To feed his household, he earns a living through working as an English teacher. Sometimes, his wife grows vegetables to earn additional income. He is able to earn up to US $8 per day from the business that he has been with for one year and he can manage to save only US $3 each day for future needs.

Rithy is a first cycle client with VisionFund. Now, he is applying for a loan to pay his university’s tuition fee. This loan will enable him to keep going to the university and he hopes to have a good and bright future from his academics and make a better living in the future.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 276
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Rithy to pay his university’s tuition fee.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Feb 25, 2014
Mar 19, 2014
Currency Exchange Loss:
Apr 17, 2015