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Katia Ninoska

Update on Katia Ninoska

Katia is a young woman who is 29 years old. She works as a Debt Collector Assistant at a private company. She is the mother of one daughter who is school aged. Her husband is a teacher at a secondary school and she counts on his support. The credit she is asking for will be used to build an annex. She needs to purchase materials like iron, wire, blocks, cement and sand. This will be made possible thanks to the financing offered here and this will help her to give her family a more comfortable place to live.
View original language description ↓
Katia es una joven de 29 años de edad, labora como auxiliar de cartera y cobro para una empresa privada, es madre de una hija que está en edad escolar, cuenta con el apoyo de su esposo quien es docente de una escuela secundaria. El crédito que solicita Katia es para construir un anexo de cuarto, necesita comprar los materiales como hierro, alambre, bloques, cemento y arena, esto será posible gracias al financiamiento y así brindar a su familia comodidad en su hogar.

Previous Loan Details

Katia Ninoska lives together with her family in Nueva Guinea. She has her own business which makes her the income she needs to cover her bills and expenses. She also has the support of her husband in covering their family expenses and meeting her monthly payments. Katia is a young woman of goo... More from Katia Ninoska's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $3,636
    Average annual income
  • 120
    View loans »
    Nicaragua Loans Fundraising
  • $24,042,425
    Funds lent in using Kiva
  • 26.1
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,075 helped Katia Ninoska purchase iron, wire, blocks, cement and sand.
54% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 27, 2014
Mar 23, 2014
Currency Exchange Loss: